MMedicare Made Clear

The Four Parts

A, B, C, D — each letter has a job

Select a part to see what it covers and what you may pay.

A

Medicare Part A

Hospital Insurance

Helps cover inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.

Usually covers

  • Inpatient hospital care
  • Skilled nursing facility care
  • Hospice and some home health care

Cost basics

  • 1$0 monthly premium for most people with 40 work quarters
  • 2$311/month with 30–39 quarters; $565/month with fewer than 30
  • 3$1,736 deductible for each inpatient benefit period
Remember

A spouse’s work record may help you qualify for premium-free or reduced-premium Part A. Social Security makes the final determination.